Family membership
Health insurance provides insurance benefits not just to insured persons but also to their dependent family members. These family members are referred to as “dependents”. Family members must meet certain conditions related to “residency in Japan,” “the extent of the family relationship,” and “income” before they are authorized as dependents.
Adding a family member
Applies to: | Insured persons for whom the number of dependent family members increases due to marriage, childbirth, etc. |
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How to apply |
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Documents to attach for dependent certification (see description page) | |
Address inquiries to: | MSDKK and MSDGK Employee :Payroll Inc A voluntarily and continuously insured person: Value HR, Health Insurance BPO Center, in charge of MSD |
Deadline: | Within five days after the reason for adding the family member arises |
Notes: | See the Description page for information on standards for certifying dependents. |
Documents to attach for dependents who qualify for exceptions to the domestic residency requirement even though they do not have addresses in Japan
Reasons for exception | Certifying documentation | |
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(1) | Student studying abroad | Copy of visa, student ID, certificate of school attendance, certificate of school admission |
(2) | Family member accompanying an insured person posted abroad | Copy of visa, written appointment overseas, certificate of residence issued by a foreign public agency, etc. |
(3) | Person traveling abroad temporarily for sightseeing, recreation, volunteer activities, or other reasons unrelated to employment | Copy of visa, certificate of agency dispatched for volunteer activities, certificate of consent to participate in volunteer activities |
(4) | Person recognized as equivalent to (2) above due to family relationship to an insured person arising while the insured person is posted abroad | Copy of documentation certifying birth, marriage, etc. |
(5) | In addition to (1)-(4) above, person recognized to have a livelihood based in Japan in consideration of purposes of traveling abroad and other circumstances | Subject to determination on a case-by-case basis. Please contact the Health Insurance Society. |
- Note: If documents were prepared in a foreign language, please attach a Japanese translation signed by the translator.
Removing a family member
Applies to: |
[Insured persons with dependents who meet the following descriptions]
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How to apply |
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<Attached document>
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Deadline: | Within five days after the reason for adding the family member arises |
Address inquiries to: | MSDKK and MSDGK Employee :Payroll Inc A voluntarily and continuously insured person: Value HR, Health Insurance BPO Center, in charge of MSD |
Notes: | Please return the Health Insurance Card(until December 1, 2025) or Eligibility Verification Certificate and other certificates of the applicable family member immediately after his/her loss of eligibility for health insurance coverage. If the applicable family member sees a physician using his/her Health Insurance Card(until December 1, 2025) or Eligibility Verification Certificate after his/her loss of eligibility for health insurance coverage, you will be required to return the relevant medical expenses. |